Northeast Tennessee/Virginia HOME Consortium (Lead Entity: City of Bristol TN; delivery via First Tennessee Development District)

Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program

Up to $15,000 toward a down payment in TN.

See if I qualify

Location: TN
Type: Deferred loan
Max assistance: $15,000
First-time buyer: Required
Property types: Single family

Regional first-time homebuyer DPA from the multi-jurisdiction HOME Consortium serving Bluff City, Bristol TN, Bristol VA, Johnson City, Kingsport, Sullivan County, and Washington County. Provides a due-on-sale deferred-payment loan for down payment and/or closing costs, partnered with a mortgage lender.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program, explained

A short, free course on Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.