Northfield Housing & Redevelopment Authority (HRA)
Up to $25,000 toward a down payment in MN.
The Northfield HRA provides first-time homebuyers up to $25,000 in a 0% interest deferred loan toward down payment or closing costs, repayable when the home is sold or the first mortgage is refinanced. Buyers must be income-eligible (<=80% of Dakota County AMI) and purchase a single-family home, townhome, or condo within Northfield city limits.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Northfield First-Time Homebuyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.