O.C.E.A.N., Inc. (administering the Ocean County HOME Consortium)
Up to $15,000 toward a down payment in NJ.
HOME-funded down payment and closing cost assistance for low- and moderate-income first-time homebuyers purchasing in Ocean County. Sponsored by the Ocean County Board of Commissioners on behalf of the Ocean County HOME Consortium (Ocean County, Brick, Jackson, Lakewood, Toms River) and administered by O.C.E.A.N., Inc. as a deferred second mortgage forgiven after 6 years.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Ocean County Consortium First-Time Homebuyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.