Okaloosa County provides up to $35,000 in deferred 0% SHIP loan for first-time homebuyers in Fort Walton Beach, Destin, Niceville area. No monthly payments. New applications accepted beginning July 1, 2025.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Okaloosa County SHIP Purchase Assistance: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.