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Palm Beach County SHIP Purchase Assistance Program

Up to $100,000 toward a down payment in FL.

Location
FL
Type
Deferred loan
Max assistance
$100,000
Min. credit score
620
First-time buyer
Required
Property types
Single family, Condo, Townhouse

Palm Beach County provides up to $100,000 in 0% interest deferred second mortgage assistance for eligible homebuyers. Loan is forgiven at end of the 30-year term if primary residency is maintained.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Palm Beach County SHIP Purchase Assistance Program, explained

A short, free course on Palm Beach County SHIP Purchase Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.