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Pennsylvania Housing Finance Agency

PHFA Grant ($500)

Up to $500 toward a down payment in PA.

Location
PA
Type
Forgivable assistance
Max assistance
$500
Min. credit score
620
First-time buyer
Not required
Property types
Single family, Condo, Manufactured

Borrowers obtaining a PHFA HFA Preferred (Lo MI) loan for a home purchase may qualify for a $500 PHFA Grant applied toward downpayment and closing costs. The grant does not require repayment and must be used toward the purchase. It is available for purchase transactions only (no refinance).

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

PHFA Grant ($500), explained

A short, free course on PHFA Grant ($500): what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.