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Placer County First-Time Homebuyer Loan Program

Up to $0 toward a down payment in CA.

Location
CA
Type
Deferred loan
Max assistance
$0
Income limit
$181,200
Min. credit score
640
First-time buyer
Required
Property types
Single family

Up to $100,000 down payment assistance loan at 3% interest, 30-year term for first-time homebuyers in Placer County (unincorporated). Eligible for households up to 150% AMI ($181,200 for family of 4). Min 1% buyer down payment. $2.6M total available.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Placer County First-Time Homebuyer Loan Program, explained

A short, free course on Placer County First-Time Homebuyer Loan Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.