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Plymouth Housing and Redevelopment Authority (HRA)

Plymouth First-Time Homebuyer Program

Up to $35,000 toward a down payment in MN.

Location
MN
Type
Deferred loan
Max assistance
$35,000
First-time buyer
Required
Property types
Single family

The Plymouth HRA offers a 0% interest deferred loan of up to $35,000 for qualifying first-time homebuyers purchasing in Plymouth. Funds cover up to 50% of required down payment (max $5,000), 100% of eligible closing costs (max $7,500), and principal reduction up to 15% of price (max $30,000). Repayment required if sold or no longer homesteaded within 30 years; after 30 years due and payable. Currently accepting applications.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Plymouth First-Time Homebuyer Program, explained

A short, free course on Plymouth First-Time Homebuyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.