Polk County provides deferred 0% interest SHIP assistance for eligible homebuyers. Excludes city limits of Lakeland and Winter Haven (which have their own programs). Apply through approved lender.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Polk County SHIP Down Payment Assistance: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.