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Putnam County SHIP Program

Up to $0 toward a down payment in FL.

Location
FL
Type
Deferred loan
Max assistance
$0
Min. credit score
620
First-time buyer
Required
Property types
Single family, Condo, Townhouse

Putnam County provides SHIP deferred 0% loan for eligible homebuyers in Palatka and surrounding areas. FY2024-25 allocation: $586,721; FY2025-26: $538,565. Periodic 60-day application windows.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Putnam County SHIP Program, explained

A short, free course on Putnam County SHIP Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.