- Location
- FL
- Type
- Deferred loan
- Max assistance
- $0
- Min. credit score
- 620
- First-time buyer
- Required
- Property types
- Single family, Condo, Townhouse
Putnam County provides SHIP deferred 0% loan for eligible homebuyers in Palatka and surrounding areas. FY2024-25 allocation: $586,721; FY2025-26: $538,565. Periodic 60-day application windows.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Putnam County SHIP Program, explained
A short, free course on Putnam County SHIP Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.