Up to $0 toward a down payment in OK.
REI Oklahoma's Home100 Conventional - Freddie Mac - Gift variant pairs a Freddie Mac HFA Advantage first mortgage with a 3.5% non-repayable DPA gift (grant). No second lien is recorded. The gift is delivered through REI's TBA program and is intended for borrowers up to 140% AMI, providing a clean structure with no recapture or forgiveness term.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on REI Home100 Conventional Loan Program - Freddie Mac - Gift: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.