REI Oklahoma's Home100 Government Gift variant pairs a 30-year fixed FHA, VA, or USDA-RD first mortgage with a 3.5% non-repayable DPA gift (grant). No second lien is recorded. Higher income limits and a clean repayment-free structure make this REI's most flexible Government channel for higher-income borrowers using FHA/VA/USDA financing.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on REI Home100 Government Loan Program - Gift: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.