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Revolving Closing Cost Assistance Program (RCCAP)

Up to $0 toward a down payment in MD.

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Location
MD
Type
Deferred loan
Max assistance
$0
Income limit
$199,220
Min. credit score
640
First-time buyer
Required
Property types
Single family, Townhouse, Condo

The Revolving Closing Cost Assistance Program (RCCAP) is HOC of Montgomery County's revolving-fund closing-cost assistance product, providing up to $10,000 as a 0% interest deferred-payment second mortgage. Repayments from prior buyers fund future assistance, hence 'revolving.' Paired with HOC's MPP first mortgage.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Revolving Closing Cost Assistance Program (RCCAP), explained

A short, free course on Revolving Closing Cost Assistance Program (RCCAP): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.