United Housing, Inc. (in partnership with Federal Home Loan Bank of Cincinnati)
Up to $25,000 toward a down payment in TN.
The Rise Up Program, a partnership between United Housing, Inc. and the Federal Home Loan Bank of Cincinnati, provides grants of up to $25,000 to first-time, first-generation homebuyers in Memphis and West Tennessee. Funds may be used for down payment, closing costs, or principal reduction with no fees or repayment. Up to $2 million was made available beginning August 2025 on a first-come, first-served basis through FHLB Cincinnati member lenders.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Rise Up Program (Memphis & West Tennessee): what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.