Nevada Rural Housing (NRH)
Up to $20,000 toward a down payment in NV.
Rural Rocks $20K from Nevada Rural Housing provides up to $20,000 toward down payment and closing costs for Nevada's essential workers. At least one borrower must work in a qualifying essential-worker industry and have been a Nevada resident for six months or more; first-time and repeat buyers qualify. The assistance is a 0% interest, 30-year forgivable second mortgage (forgiven at maturity, repayable if the first mortgage is sold/refinanced/prepaid early) and can be used as standalone assistance or combined with a permanent interest-rate reduction.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Rural Rocks $20K: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.