Saginaw Chippewa Housing Department (HUD Section 184 Office of Loan Guarantee)
Up to $0 toward a down payment in MI.
The Saginaw Chippewa Housing Department facilitates HUD's Section 184 Indian Home Loan Program for enrolled members of federally recognized tribes, providing a low-down-payment, HUD-guaranteed mortgage. Borrowers work with a participating lender (and the tribe and BIA when leasing tribal trust land), and HUD's Office of Loan Guarantee guarantees the loan. Down payments are as low as 1.25%-2.25% and interest rates are set by market, not credit score.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Saginaw Chippewa Indian Tribe Section 184 Indian Home Loan Program: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from August 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.