Up to $30,000 toward a down payment in TX.
San Antonio HIP 80 provides 0% interest forgivable down payment and closing cost assistance of $1,000 to $30,000 to first-time homebuyers earning at or below 80% of AMI. Smaller loans ($1,000–$15,000) are fully forgiven over 5 years; larger loans ($15,001–$30,000) are forgiven over 10 years. Buyers must purchase within San Antonio city limits and complete a HUD-approved 8-hour homebuyer education class.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on San Antonio HIP 80 (Homeownership Incentive Program): what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.