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San Diego County DCCA (Downpayment and Closing Cost Assistance) Program

Up to $0 toward a down payment in CA.

See if I qualify
Location
CA
Type
Deferred loan
Max assistance
$0
Income limit
$79,450
Min. credit score
640
First-time buyer
Required
Property types
Single family, Condo, Townhouse, 2–4 unit (owner-occupied)

Deferred-payment second mortgage for low-income first-time homebuyers in unincorporated San Diego County areas. Income at or below 80% AMI. Min 3% buyer contribution. Administered in partnership with SDHC.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

San Diego County DCCA (Downpayment and Closing Cost Assistance) Program, explained

A short, free course on San Diego County DCCA (Downpayment and Closing Cost Assistance) Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.