Up to $500,000 toward a down payment in CA.
Silent second loan up to $500,000 for eligible low-to-middle income first-time buyers purchasing market-rate property in San Francisco. No monthly payments. Repay principal plus equitable share of appreciation on sale. Income limit: 200% AMI. Lottery-based application (2025 applications March 4 – June 2). No three-year ownership in prior three years.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on San Francisco DALP (Downpayment Assistance Loan Program): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.