Up to $0 toward a down payment in CA.
Shared-appreciation deed-of-trust subsidy. No monthly payments, 0% interest. County contributes the gap between what borrower can afford and the BMR home sale price. Repayment of County subsidy due at sale, refinance, or change of occupancy.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Santa Clara County Housing Authority Below Market Rate Partnership Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.