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Santa Cruz County Mortgage Assistance Program

Up to $56,400 toward a down payment in CA.

Location
CA
Type
Deferred loan
Max assistance
$56,400
First-time buyer
Required
Property types
Single family

Mortgage assistance up to $100,000 for eligible households purchasing single-family home, condo, or townhome in Santa Cruz County. First-time buyers only (no ownership in last 3 years).

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Santa Cruz County Mortgage Assistance Program, explained

A short, free course on Santa Cruz County Mortgage Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.