- Location
- CA
- Type
- Deferred loan
- Max assistance
- $40,000
- Income limit
- $119,175
- Min. credit score
- 640
- First-time buyer
- Required
- Property types
- Single family
$40,000 deferred down-payment assistance loan plus $10,000 closing cost grant (total up to $50,000) for buyers earning 80–150% AMI in City of San Diego. Income up to ~$152,000 for family of 4 in 2025.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
SDHC First-Time Homebuyer Middle-Income Program, explained
A short, free course on SDHC First-Time Homebuyer Middle-Income Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.