The HomeStarter Loan is the low/moderate-income tier (80% AMI) of Howard County's Settlement Downpayment Loan Program (SDLP). Provides up to $30,000 in 0% interest deferred-payment second-mortgage assistance to first-time homebuyers in Howard County. Administered by Howard County DCS / DHCD.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on SDLP - HomeStarter Loan: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.