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SDLP - HomeSteader Loan

Up to $0 toward a down payment in MD.

Location
MD
Type
Deferred loan
Max assistance
$0
Income limit
$136,804
Min. credit score
640
First-time buyer
Required
Property types
Single family, Townhouse, Condo

The HomeSteader Loan is Howard County's SDLP tier targeting current homeowners and longtime County residents - allowing repeat buyers to purchase a new primary residence within Howard County. Up to $20,000 in 0% interest deferred-payment second-mortgage assistance.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

SDLP - HomeSteader Loan, explained

A short, free course on SDLP - HomeSteader Loan: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.