- Location
- MD
- Type
- Deferred loan
- Max assistance
- $0
- Income limit
- $136,804
- Min. credit score
- 640
- First-time buyer
- Required
- Property types
- Single family, Townhouse, Condo
The HomeSteader Loan is Howard County's SDLP tier targeting current homeowners and longtime County residents - allowing repeat buyers to purchase a new primary residence within Howard County. Up to $20,000 in 0% interest deferred-payment second-mortgage assistance.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
SDLP - HomeSteader Loan, explained
A short, free course on SDLP - HomeSteader Loan: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.