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Self-Help Credit Union

Self-Help Credit Union Equity Boost Home Loan

Up to $0 toward a down payment in NC.

See if I qualify
Location
NC
Type
First mortgage
Max assistance
$0
Min. credit score
580
First-time buyer
Not required
Property types
Single family, Condo

Self-Help Credit Union's Equity Boost is a 0%-down first mortgage for first-generation homebuyers and modest-income borrowers, with income limits at 80% AMI (or 150% AMI for first-generation buyers). It features no PMI, financeable closing costs, a 580 minimum credit score, and alternative-credit consideration. A companion product, Self-Help 100, offers 0%-down loans with no income or purchase-price limits.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Self-Help Credit Union Equity Boost Home Loan, explained

A short, free course on Self-Help Credit Union Equity Boost Home Loan: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from September 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.