Harford County's Settlement Expense Loan Program (SELP) is a 0% interest deferred-payment second mortgage of up to $10,000 for first-time homebuyers purchasing primary residences in Harford County, MD. Administered by the Harford County Department of Housing and Community Development.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Settlement Expense Loan Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.