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Settlement Expense Loan Program Plus (SELP+)

Up to $0 toward a down payment in MD.

Location
MD
Type
Deferred loan
Max assistance
$0
Income limit
$204,300
Min. credit score
640
First-time buyer
Required
Property types
Single family, Townhouse, Condo

SELP+ is the enhanced tier of Charles County's Settlement Expense Loan Program, providing additional second-mortgage assistance (up to $20,000) on top of standard SELP for first-time homebuyers in Charles County. Administered by the Charles County Department of Community Services / Housing Authority. Used for down payment and closing costs.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Settlement Expense Loan Program Plus (SELP+), explained

A short, free course on Settlement Expense Loan Program Plus (SELP+): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.