Shelby County Department of Housing (Division of Planning & Development)
Up to $6,000 toward a down payment in TN.
Shelby County's DPA Program assists low- and moderate-income buyers with a portion of down payment and closing costs to purchase an existing or newly constructed home anywhere within Shelby County (covering unincorporated Shelby plus Arlington, Bartlett, Collierville, Germantown, Millington; the City of Memphis runs separate programs).
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Shelby County Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.