Up to $0 toward a down payment in MN.
Shoreview First-Time Homeowners Down Payment Assistance (Due-on-sale) is the low-income variant of the City of Shoreview's NWHP-administered DPA. Provides up to $20,000 as a 0% interest deferred second-mortgage loan with no monthly payments for buyers at or below 80% AMI purchasing in Shoreview. Principal is deferred until sale, transfer, payoff of primary mortgage, or loss of owner-occupancy. Funded by City of Shoreview HRA affordable housing funds.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Shoreview First-time Homeowners Down Payment Assistance (Due-on-sale): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.