Central Jersey Housing Resource Center (CJHRC) with Somerset County Community Development

Somerset County American Dream Downpayment Initiative (ADDI)

Up to $10,000 toward a down payment in NJ.

Location: NJ
Type: Forgivable assistance
Max assistance: $10,000
First-time buyer: Required
Property types: Single family, Condo, Manufactured

Part of the Somerset County HOME Investment Partnership Program, ADDI helps lower-income first-time homebuyers with closing costs for homes in Somerset County. Administered by CJHRC (HUD-approved counseling agency) with applications to the Somerset County Community Development Office.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Somerset County American Dream Downpayment Initiative (ADDI), explained

A short, free course on Somerset County American Dream Downpayment Initiative (ADDI): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.