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City of Springfield Office of Planning and Economic Development (OPED)

Springfield Home Ownership Program (SHOP)

Up to $35,000 toward a down payment in IL.

Location
IL
Type
Forgivable assistance
Max assistance
$35,000
First-time buyer
Required
Property types
Single family

Up to $35,000 in down payment/closing cost assistance|0% interest deferred loan|Forgiven over 10 years of occupancy|Stackable with IHDA programs

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Springfield Home Ownership Program (SHOP), explained

A short, free course on Springfield Home Ownership Program (SHOP): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.