hey prescott.

St. Johns County SHIP Down Payment Assistance

Up to $100,000 toward a down payment in FL.

Location
FL
Type
Deferred loan
Max assistance
$100,000
Min. credit score
640
First-time buyer
Required
Property types
Single family, Condo, Townhouse

St. Johns County provides up to $100,000 in deferred 0% SHIP assistance for eligible first-time homebuyers. Must live or work in St. Johns County 12+ months. $1,000 minimum buyer contribution. Max purchase price $400,000.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

St. Johns County SHIP Down Payment Assistance, explained

A short, free course on St. Johns County SHIP Down Payment Assistance: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.