Borough of State College - Community Development and Housing Division
Up to $0 toward a down payment in PA.
The Borough of State College First-Time Home Buyer Program offers CDBG/HOME-funded mortgage and closing-cost assistance to low/moderate- and middle-income households buying within the Borough, in two income tracks. Applicants complete pre-purchase counseling/education through The HOME Foundation, obtain Borough eligibility and mortgage pre-approval, and complete annual post-purchase counseling for 5 years. Assistance amounts are set per applicant via a Borough Letter of Intent and Mortgage Analysis.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on State College Borough First-Time Home Buyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.