Up to $0 toward a down payment in OH.
Cincinnati's flagship federal-HUD-funded down payment assistance program for first-time homebuyers. Up to $14,999 as a 0% interest, 5-year forgivable second mortgage. <=80% AMI, FTHB, owner-occupied within Cincinnati city limits.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on The American Dream Down Payment Initiative (ADDI): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from August 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.