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Tulsa County Home Finance Authority (TCHFA)

Tulsa County First Home Program

Up to $17,882 toward a down payment in OK.

Location
OK
Type
Forgivable assistance
Max assistance
$17,882
Income limit
$112,559
Min. credit score
620
First-time buyer
Required
Property types
Single family, Condo, Townhouse

The First Home Program from the Tulsa County Home Finance Authority provides first-time homebuyers purchasing anywhere in Tulsa County a 30-year fixed FHA, VA, or USDA-RD first mortgage plus forgivable down payment and closing-cost assistance equal to 3.5% of the note amount (max $17,882) as a 0% interest deferred second mortgage fully forgiven after five years.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Tulsa County First Home Program, explained

A short, free course on Tulsa County First Home Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.