Dallas County (excluding City of Dallas) UPCAP: up to $7,500 forgivable second mortgage at 0% interest for first-time homebuyers. HOME-funded. 5-year affordability period. 80% AMI ceiling. Max purchase $318,000. 620 FICO.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Upfront Cost Assistance Program (UPCAP): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.