- Location
- PA
- Type
- Forgivable assistance
- Max assistance
- $20,000
- Income limit
- $95,500
- Min. credit score
- 620
- First-time buyer
- Required
- Property types
- Single family
Upper Darby Township's First Time Homebuyer Program provides up to $20,000 in down payment and/or closing cost assistance to low- and moderate-income first-time buyers purchasing a single-family principal residence within the Township. Assistance is a 0% interest forgiveness loan secured by a second mortgage, with 20% forgiven each year and full forgiveness after 5 years. The program is funded with federal CDBG and HOME funds and requires homebuyer counseling, a $1,000 minimum buyer contribution, and a 620+ credit score.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Upper Darby Township First Time Homebuyer Program, explained
A short, free course on Upper Darby Township First Time Homebuyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.