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Upper Darby Township Department of Community & Economic Development (counseling/intake via Media Fellowship House)

Upper Darby Township First Time Homebuyer Program

Up to $20,000 toward a down payment in PA.

Location
PA
Type
Forgivable assistance
Max assistance
$20,000
Income limit
$95,500
Min. credit score
620
First-time buyer
Required
Property types
Single family

Upper Darby Township's First Time Homebuyer Program provides up to $20,000 in down payment and/or closing cost assistance to low- and moderate-income first-time buyers purchasing a single-family principal residence within the Township. Assistance is a 0% interest forgiveness loan secured by a second mortgage, with 20% forgiven each year and full forgiveness after 5 years. The program is funded with federal CDBG and HOME funds and requires homebuyer counseling, a $1,000 minimum buyer contribution, and a 620+ credit score.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Upper Darby Township First Time Homebuyer Program, explained

A short, free course on Upper Darby Township First Time Homebuyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.