Up to $0 toward a down payment in CO.
USDA Section 502 Direct Loans provide 100% financing (no down payment) with payment assistance subsidies for very-low to low-income homebuyers in eligible rural areas of Colorado. Direct government loan administered by USDA Rural Development Colorado State Office.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on USDA Rural Development Section 502 Direct Loan Program (Colorado): what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.