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VCCDC Down Payment Assistance - Ventura County

Up to $38,000 toward a down payment in CA.

Location
CA
Type
Forgivable assistance
Max assistance
$38,000
Min. credit score
620
First-time buyer
Required
Property types
Single family

Up to $40,000 forgivable grant for qualified low-income homebuyers earning up to 80% AMI in Ventura County. Forgiven after 10 years. Min 620 FICO. Max DTI 45%. Requires homebuyer education. Located at 2231 Sturgis Road Suite A, Oxnard.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

VCCDC Down Payment Assistance - Ventura County, explained

A short, free course on VCCDC Down Payment Assistance - Ventura County: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.