County of Ventura

Ventura County Mortgage Credit Certificate Program

Up to $2,000 toward a down payment in CA.

Location: CA
Type: Mortgage credit certificate
Max assistance: $2,000
Min. credit score: 640
First-time buyer: Required
Property types: Single family, Condo, Townhouse, 2–4 unit (owner-occupied)

MCC program for Ventura County first-time homebuyers. 20% of annual mortgage interest up to $2,000 tax credit per year for life of loan.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Ventura County Mortgage Credit Certificate Program, explained

A short, free course on Ventura County Mortgage Credit Certificate Program: what a mortgage credit certificate is, who it is for, how you claim it, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.