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County of Ventura

Ventura County Mortgage Credit Certificate Program

Up to $2,000 toward a down payment in CA.

See if I qualify
Location
CA
Type
Mortgage credit certificate
Max assistance
$2,000
Min. credit score
640
First-time buyer
Required
Property types
Single family

MCC program for Ventura County first-time homebuyers. 20% of annual mortgage interest up to $2,000 tax credit per year for life of loan.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Ventura County Mortgage Credit Certificate Program, explained

A short, free course on Ventura County Mortgage Credit Certificate Program: what a mortgage credit certificate is, who it is for, how you claim it, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.