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Wayne County Department of Economic Development, Community Development Division (administered by National Faith Homebuyers)

Wayne County First-Time Home Buyers Program

Up to $14,999 toward a down payment in MI.

Location
MI
Type
Forgivable assistance
Max assistance
$14,999
Income limit
$76,720
First-time buyer
Required
Property types
Single family

Wayne County offers first-time homebuyers down payment and closing cost assistance when purchasing a home in any of the 37 participating non-Detroit communities. Assistance is an interest-free deferred loan from $5,000 up to $14,999, due upon sale of the property, with up to $7,500 forgiven after a five-year ownership period. Administered through National Faith Homebuyers, which also provides required homeownership counseling.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Wayne County First-Time Home Buyers Program, explained

A short, free course on Wayne County First-Time Home Buyers Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from August 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.