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Westchester County Department of Planning (administered through HUD-approved housing counseling agencies CHI, WRO)

Westchester County Home Ownership Initiative

Up to $25,000 toward a down payment in NY.

Location
NY
Type
Forgivable assistance
Max assistance
$25,000
First-time buyer
Required
Property types
Single family, Condo

Westchester County provides $25,000 to income-eligible first-time homebuyers purchasing a house, condominium, or cooperative anywhere in Westchester County. Gross household income must be at or below 80% AMI. Assistance is a forgivable silent second; owner must occupy for a specified period. Typically accessed through HUD-approved agencies CHI or WRO. Stackable with SONYMA, FHLBNY HDP, and CHI AHC grants.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Westchester County Home Ownership Initiative, explained

A short, free course on Westchester County Home Ownership Initiative: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.