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City of York Bureau of Housing Services; administered by Tenfold Community Lending

York City Homebuyer Assistance Program (HOME)

Up to $10,000 toward a down payment in PA.

Location
PA
Type
Forgivable assistance
Max assistance
$10,000
Income limit
$84,100
Min. credit score
620
First-time buyer
Required
Property types
Single family, Manufactured

The City of York's Bureau of Housing Services provides down payment and closing-cost assistance to income-eligible first-time homebuyers purchasing a home in York City, funded through HUD HOME dollars (the '3/2 Program') and administered by Tenfold Community Lending. Assistance is a 0% interest, no-monthly-payment second-mortgage loan tiered by sale price (6% up to $10,000 for homes over $60,000). The loan is prorated and forgiven over five years and becomes repayable if the home is sold, transferred, or no longer the buyer's primary residence within that period.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

York City Homebuyer Assistance Program (HOME), explained

A short, free course on York City Homebuyer Assistance Program (HOME): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.