Hampton Roads Planning District Commission (HRPDC), Housing & Human Services
Up to $14,500 toward a down payment in VA.
The Hampton Roads Loan Fund Partnership ('You're HOME Hampton Roads'), administered by HRPDC using HUD HOME funds via Virginia DHCD, provides eligible first-time buyers a forgivable, no-interest soft-second of 10% of the sales price up to $14,500 when buying in James City County, York County, Gloucester County, Poquoson, or Williamsburg. Fully forgiven after a 5-year affordability period.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on You're HOME Hampton Roads - Hampton Roads Loan Fund Partnership (HRLFP) Down Payment & Closing Cost Assistance: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.