First mortgage
Habitat for Humanity Anchorage Homeowner Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Anchorage
Buying a home in Anchorage, AK
3 Anchorage programs and 12 statewide.Anchorage has 3 programs of its own, and 12 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Anchorage addresses
Anchorage’s own programs
Assistance grant
Home$tart Grant (Cook Inlet Lending Center)
First-time homebuyers · Income limits · 1-4 unit (single-family, duplex, triplex, fourplex, condo, PUD, townhome)
Assistance grant
Native American Homeownership Initiative (NAHI) Grant
Income limits · 1-4 unit (single-family, duplex, triplex, fourplex, condo, PUD, townhome)
The Anchorage marketThe Anchorage housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Anchorage
- 47.4% single-familysingle-family
- 13.6% townhousetownhouse
- 16.5% 2–4 units2–4 units
- 18.4% 5+ unitscondo & apartment buildings (5+ units)
- 4.1% mobile & othermobile home & other
Condos count. 2 of Anchorage’s 3 local and county programs accept condos. Habitat for Humanity Anchorage Homeowner Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Anchorage’s homes were built
pre-19401970s2020+
44.5%
of Anchorage homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$103,284
Anchorage median household incomeMedian household income in Anchorage (Census, 2024)
Programs that publish an income limit usually set it as a share of Anchorage’s area median income, adjusted for household size. See the published limits for Anchorage
Free help nearbyFree help near Anchorage
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Alaska and nationwide
74 statewide & federal programs12 statewide programs, plus federal options
Anchorage questions
Does Anchorage have its own down payment program?
Yes, 3: Habitat for Humanity Anchorage Homeowner Program, Home$tart Grant (Cook Inlet Lending Center) and Native American Homeownership Initiative (NAHI) Grant. Each is for homes inside Anchorage.
Can I use assistance on a condo in Anchorage?
2 of Anchorage’s 3 local and county programs accept condos. Habitat for Humanity Anchorage Homeowner Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Anchorage?
Each program sets its own. Most published limits are a share of HUD’s area median income for Anchorage, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near Anchorage?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Anchorage. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
99501 · 99502 · 99503 · 99504 · 99507 · 99508 · 99509 · 99510 · 99511 · 99512 · 99513 · 99514 · 99515 · 99516 · 99517 · 99518 · 99519 · 99520 · 99521 · 99522 · 99523 · 99524 · 99599 · 99695
Nearby in Anchorage
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.