Forgivable loan
Closing Cost Assistance Program (Baranof Island Housing Authority)
First-time homebuyers · Income limits
Down payment assistance · Sitka
Buying a home in Sitka, AK
1 Sitka program and 14 statewide.Sitka has 1 program of its own, and 14 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Sitka addresses
Sitka’s own program
The Sitka marketThe Sitka housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Sitka
- 51.5% single-familysingle-family
- 4.1% townhousetownhouse
- 25.3% 2–4 units2–4 units
- 9.9% 5+ unitscondo & apartment buildings (5+ units)
- 9.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Sitka’s homes were built
pre-19401970s2020+
50.5%
of Sitka homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$101,727
Sitka median household incomeMedian household income in Sitka (Census, 2024)
Programs that publish an income limit usually set it as a share of Sitka’s area median income, adjusted for household size. See the published limits for Sitka
Free help nearbyFree help near Sitka
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Sitka’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Closing Cost Assistance Program (Baranof Island Housing Authority) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Alaska and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Sitka questions
Does Sitka have its own down payment program?
Yes, one: Closing Cost Assistance Program (Baranof Island Housing Authority), a forgivable loan for first-time homebuyers (forgiven over 5 yrs, income limits). It is for homes inside Sitka.
Can I use assistance on a condo in Sitka?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Sitka?
Each program sets its own. Most published limits are a share of HUD’s area median income for Sitka, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near Sitka?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
99835
Nearby in Sitka
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.