Down-payment assistance
Mutual Self-Help Housing Program (RurAL CAP)
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Kenai Peninsula
Buying a home in Soldotna, AK
1 Soldotna program and 14 statewide.Soldotna has 1 program of its own, and 14 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Soldotna addresses
Soldotna’s own program
The Soldotna marketThe Soldotna housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Soldotna
- 61.4% single-familysingle-family
- 1.3% townhousetownhouse
- 11% 2–4 units2–4 units
- 21.7% 5+ unitscondo & apartment buildings (5+ units)
- 4.6% mobile & othermobile home & other
About condos. Soldotna’s one local program does not list condos as eligible. Mutual Self-Help Housing Program (RurAL CAP) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Soldotna’s homes were built
pre-19401970s2020+
30.4%
of Soldotna homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$110,100
County area median income, 4 people (HUD)HUD area median income, Kenai Peninsula, 4-person household (2026)
$56,280
Soldotna median household incomeMedian household income in Soldotna (Census, 2024)
13 of the 77 programs here set their income limit as a share of Kenai Peninsula’s area median income, adjusted for household size. See the published limits for Kenai Peninsula
Free help nearbyFree help near Soldotna
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Soldotna’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Mutual Self-Help Housing Program (RurAL CAP) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Alaska and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Soldotna questions
Does Soldotna have its own down payment program?
Yes, one: Mutual Self-Help Housing Program (RurAL CAP), a down-payment assistance for first-time homebuyers (new construction, income limits). It is for homes inside Soldotna.
Can I use assistance on a condo in Soldotna?
Soldotna’s one local program does not list condos as eligible. Mutual Self-Help Housing Program (RurAL CAP) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Kenai Peninsula?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Kenai Peninsula, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Soldotna?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
99669
Nearby in Kenai Peninsula
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.