Down payment assistance · Phillips County
Buying a home in Helena-West Helena, AR
9 statewide.Helena-West Helena has no program of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Helena-West Helena
No program of Helena-West Helena’s own yet
No program run for Helena-West Helena or for Phillips County alone is listed. A home in Helena-West Helena can use the Arkansas statewide and federal programs below.
The closest city that runs its own program is Pine Bluff, about 83 miles away. City programs usually require the home to be inside that city’s limits.
The Helena-West Helena marketThe Helena-West Helena housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Helena-West Helena
- 70.8% single-familysingle-family
- 0.5% townhousetownhouse
- 18.5% 2–4 units2–4 units
- 9.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.9% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Helena-West Helena’s homes were built
74.5%
of Helena-West Helena homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
11 of the 71 programs here set their income limit as a share of Phillips County’s area median income, adjusted for household size. See the published limits for Phillips County
Free help nearbyFree help near Helena-West Helena
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Arkansas and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Helena-West Helena questions
Does Helena-West Helena have its own down payment program?
No program run for Helena-West Helena alone is listed. A home in Helena-West Helena can use the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Helena-West Helena?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Phillips County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Phillips County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Helena-West Helena?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Helena-West Helena. Create a free account and take the 90-second match to see the ones near you.
Nearby in Phillips
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.