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Down payment assistance

Buying a home in Hot Springs National Park, AR

9 statewide.

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What’s local to Hot Springs National Park

No program run for Hot Springs National Park or for Garland County alone is listed. A home in Hot Springs National Park can use the Arkansas statewide and federal programs below.

The closest city that runs its own program is Little Rock, about 46 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Garland County

How programs here set their income limits

$81,600
County area median income, 4 people (HUD)

See the published limits for Garland County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Arkansas and nationwide

71 statewide & federal programs

Hot Springs National Park questions

Does Hot Springs National Park have its own down payment program?

No program run for Hot Springs National Park alone is listed. A home in Hot Springs National Park can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Hot Springs National Park?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Garland County?

Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Garland County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Hot Springs National Park?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Hot Springs National Park. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

71901 · 71902 · 71903 · 71913 · 71914 · 71951

Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.