Arapahoe County Down Payment Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Arapahoe County
Buying a home in Aurora, CO
1 county program and 20 statewide.Aurora has no program of its own, 1 across Arapahoe County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Aurora
No program of Aurora’s own yet
No program run for Aurora alone is listed. A home in Aurora can use Arapahoe County’s programs below, plus the Colorado statewide and federal ones.
The closest city that runs its own program is Broomfield, about 19 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ArapahoeAnywhere in Arapahoe County
1 county program1 county program a Aurora homebuyer can use
The Aurora marketThe Aurora housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Aurora
- 53.1% single-familysingle-family
- 11.3% townhousetownhouse
- 4.6% 2–4 units2–4 units
- 29.5% 5+ unitscondo & apartment buildings (5+ units)
- 1.5% mobile & othermobile home & other
Condos count. Aurora’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Aurora’s homes were built
pre-19401970s2020+
36.9%
of Aurora homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$144,000
County area median income, 4 people (HUD)HUD area median income, Arapahoe County, 4-person household (2026)
$88,368
Aurora median household incomeMedian household income in Aurora (Census, 2024)
24 of the 83 programs here set their income limit as a share of Arapahoe County’s area median income, adjusted for household size. See the published limits for Arapahoe County
Free help nearbyFree help near Aurora
14 HUD-approved counseling agencies within 15 miles14 HUD-approved housing counseling agencies within 15 miles
Aurora’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Arapahoe County Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Aurora questions
Does Aurora have its own down payment program?
No program run for Aurora alone is listed. A home in Aurora can use the 1 program that cover Arapahoe County and the 20 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Aurora?
Aurora’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Arapahoe County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Arapahoe County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Aurora?
HUD-approved housing counseling agencies teach homebuyer classes, and 14 agencies are within 15 miles of Aurora. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
80010 · 80011 · 80012 · 80013 · 80014 · 80015 · 80016 · 80017 · 80018 · 80019 · 80040 · 80041 · 80042 · 80044 · 80045 · 80046 · 80047
Nearby in Arapahoe
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.